A savings account with Bank of Baroda is one of the easiest ways to start your banking journey — offering safety for your money, interest earnings, debit card access, online banking and more.
A BOB Savings Account from Bank of Baroda offers a safe and convenient way to manage your money.
It provides attractive interest on your deposits along with quarterly interest credit.
Customers get a free debit card, net banking, mobile banking, and UPI facilities.
The bank offers multiple options including zero balance and digital savings accounts.
You can open a BOB savings account easily online through Video KYC or by visiting a branch.
Why Choose Bank of Baroda for a Savings Account?
Bank of Baroda is one of India’s leading government banks offering:
- Attractive interest rates on savings deposits
- Free RuPay / Visa debit card
- Net banking & mobile banking facility
- UPI & digital payment support
- Zero balance account options (for selected schemes)
- Wide branch & ATM network across India
Whether you are a student, salaried employee, business owner, or senior citizen, BOB has customized savings account options.
Types of Savings Accounts in Bank of Baroda
Before opening an account, choose the one that suits your needs:
Regular Savings Account
Ideal for salaried individuals and general customers.
Zero Balance Savings Account
Best for students and low-income individuals.
Senior Citizen Savings Account
Special benefits for individuals aged 60 years and above.
Minor Savings Account
For children below 18 years (operated by guardian).
Digital Savings Account (Video KYC)
Open your account online without visiting the branch.
Eligibility to Open Bank of Baroda Savings Account
To open a savings account, you must:
- Be an Indian resident
- Be 18 years or older (for individual account)
- Minors can apply through guardian
- Have valid KYC documents
Documents Required for Bank of Baroda Savings Account
You must submit the following KYC documents:
Identity Proof (Any One)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Driving Licence
Address Proof (Any One)
- Aadhaar Card
- Utility Bill (Electricity/Water)
- Passport
- Ration Card
- Bank Statement
Other Requirements
- Passport size photographs
- Active mobile number
- Email ID
For online account opening, Aadhaar-linked mobile number is mandatory.
How to Open Bank of Baroda Savings Account (Offline Method)
Follow these simple steps:
Step 1:
Visit your nearest Bank of Baroda branch.
Step 2:
Ask for the savings account opening form.
Step 3:
Fill in personal, contact, and nominee details.
Step 4:
Attach KYC documents and photographs.
Step 5:
Submit the form and deposit initial amount (if required).
After verification, your account will be activated. You will receive:
- Account number
- Passbook
- Debit card (by post)
How to Open Bank of Baroda Savings Account Online (Video KYC Method)
BOB allows 100% digital account opening.
Step 1:
Visit the official Bank of Baroda website.
Step 2:
Click on “Open Digital Savings Account”.
Step 3:
Enter Aadhaar and PAN details.
Step 4:
Verify mobile number through OTP.
Step 5:
Complete Video KYC with bank representative.
Step 6:
Submit application.
Features & Benefits of Bank of Baroda Savings Account
- Quarterly interest credit
- Free net banking access
- Mobile banking app
- UPI & QR payments
- ATM withdrawals across India
- SMS transaction alerts
- Nomination facility
| Open Your Savings Account | click here |
| Official Website | click here |
| Home Page | click here |
Conclusion
Opening a savings account in Bank of Baroda is simple, secure, and convenient. You can either visit a branch or complete the entire process online using Video KYC. With strong digital banking support and government backing, BOB remains one of the best choices for opening a savings account in India.
If you want safe banking with reliable services, Bank of Baroda is a great option.
