The Pradhan Mantri Awas Yojana Gramin (PMAY-G) is one of the most important welfare schemes launched by the Government of India to provide permanent housing to poor and homeless families living in rural areas. The scheme focuses on improving the living standards of rural citizens by ensuring that every eligible family owns a safe, durable, and affordable house.
Launched in 2016, PMAY-G replaced the earlier Indira Awas Yojana (IAY) and aims to achieve the vision of “Housing for All” in villages across India.
The main objective of Pradhan Mantri Awas Yojana Gramin is to provide pucca (permanent) houses with basic facilities to rural households who are living in kutcha houses or are completely houseless.
The government also ensures that these houses are supported with essential amenities such as electricity, sanitation, drinking water, and clean cooking fuel, so beneficiaries can live with dignity and security.
| Particulars | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana Gramin (PMAY-G) |
| Launched By | Government of India |
| Launch Year | 2016 |
| Ministry | Ministry of Rural Development |
| Scheme Type | Central Government Housing Scheme |
| Target Beneficiaries | Rural poor, houseless families, kutcha house owners |
| Objective | To provide pucca houses with basic amenities in rural areas |
| Financial Assistance (Plain Areas) | ₹1,20,000 per house |
| Financial Assistance (Hilly / Difficult Areas) | ₹1,30,000 per house |
| Employment Support | 90–95 days of wage employment under MGNREGA |
| Toilet Assistance | ₹12,000 under Swachh Bharat Mission (Gramin) |
| Ownership Preference | In the name of woman or joint ownership |
| Selection Basis | SECC 2011 data and Gram Sabha verification |
| Mode of Fund Transfer | Direct Benefit Transfer (DBT) |
| Application Mode | No direct application; selection through survey |
| Official Website | pmayg.nic.in |
Key Features of Pradhan Mantri Awas Yojana Gramin
PMAY-G is designed to support rural families in multiple ways. Some of its major features include:
Financial Assistance for House Construction
- ₹1.20 lakh assistance for beneficiaries in plain areas
- ₹1.30 lakh assistance for beneficiaries in hilly, difficult, and tribal areas
The amount is transferred directly to the beneficiary’s bank account in installments.
Support Through MGNREGA
Beneficiaries receive 90 to 95 days of wage employment under MGNREGA if they construct the house themselves. This helps reduce the financial burden during construction.
Sanitation and Basic Facilities
- ₹12,000 assistance for toilet construction under Swachh Bharat Mission (Gramin)
- Electricity connection through Saubhagya Yojana
- LPG gas connection under Pradhan Mantri Ujjwala Yojana
- Drinking water support through Jal Jeevan Mission
Preference to Women Ownership
As per the scheme guidelines, houses are preferably allotted in the name of a woman or jointly in the name of husband and wife, which promotes women empowerment in rural India.
Eligibility Criteria for PMAY-G
To avail benefits under PMAY-G, applicants must fulfill the following conditions:
- The applicant must be a resident of rural India
- The family should be houseless or living in a kutcha/dilapidated house
- The beneficiary must be listed in SECC 2011 (Socio-Economic Caste Census) data
- Priority is given to:
- Scheduled Caste (SC) and Scheduled Tribe (ST) families
- Widows and disabled persons
- Landless agricultural laborers
- Economically weaker rural households
Who is Not Eligible?
Families owning:
- A pucca house
- Four-wheeler or heavy agricultural machinery
- Government job or high monthly income
are generally excluded from the scheme.
How Are Beneficiaries Selected?
There is no direct online application form for PMAY-G. Beneficiaries are selected through a transparent process:
- Identification through SECC 2011 data
- Verification by Gram Sabha
- Approval by local authorities
- Final listing on the official PMAY-G portal
Once approved, beneficiaries are informed and the fund transfer process begins.
Documents Required
Although no direct application is required, beneficiaries usually need the following documents for verification:
- Aadhaar Card
- Job Card (MGNREGA)
- Bank account details
- Mobile number
- Swachh Bharat Mission ID (if available)
How to Check PMAY-G Beneficiary Status Online
Beneficiaries can check their name in the PMAY-G list by visiting the official PMAY-G website and using options like:
- Beneficiary details search
- State, district, block, and village selection
- Aadhaar or registration number
This allows complete transparency in beneficiary selection and payment status.
| Official Website | Click here |
| Check Status | click here |
| Home Page | click here |
FAQs – Pradhan Mantri Awas Yojana Gramin (PMAY-G)
Q1. What is Pradhan Mantri Awas Yojana Gramin (PMAY-G)?
PMAY-G is a government housing scheme that provides financial assistance to poor rural families to build a permanent (pucca) house with basic facilities.
Q2. How much financial assistance is provided under PMAY-G?
Beneficiaries receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or difficult areas for house construction.
Q3. Who is eligible for PMAY-G?
Rural families who are houseless or living in kutcha houses and are listed in SECC 2011 data are eligible for this scheme.
Q4. Is there an online application process for PMAY-G?
No, there is no direct online application. Beneficiaries are selected through SECC data and Gram Sabha verification.
Q5. Can I check my name in the PMAY-G beneficiary list online?
Yes, beneficiaries can check their name and payment status on the official PMAY-G website using state and village details.
Pradhan Mantri Awas Yojana Gramin (PMAY-G) stands as one of the most impactful rural welfare schemes introduced by the Government of India. By focusing on providing safe, durable, and affordable housing to poor and houseless families in villages, the scheme addresses one of the most basic human needs—shelter. A permanent home not only offers physical security but also brings dignity, stability, and confidence to rural households.
PMAY-G goes beyond simply constructing houses. It promotes holistic rural development by integrating essential facilities such as toilets, electricity, clean drinking water, and LPG connections through convergence with other government schemes. This approach ensures healthier living conditions and improves the overall quality of life for beneficiaries. The preference for women or joint ownership further strengthens social security and empowers women at the grassroots level.
Another major strength of PMAY-G is its transparent and technology-driven implementation. Beneficiary selection through SECC data, verification by Gram Sabha, and direct fund transfer to bank accounts reduce corruption and ensure that benefits reach the truly deserving families. The involvement of MGNREGA also provides employment opportunities, supporting rural income generation during the house construction phase.
