Digital banking is becoming faster and more convenient every day. To make banking simpler for customers, the State Bank of India (SBI) has introduced SBI WhatsApp Banking, a smart service that allows users to access important banking information directly through WhatsApp.
With this service, customers can check their account balance, get mini statements, download certificates, and access loan or deposit details — all without logging into internet banking or mobile apps.
What is SBI WhatsApp Banking?
SBI WhatsApp Banking is a chatbot-based banking facility that enables customers to perform basic banking activities using WhatsApp. Instead of visiting a branch or opening the YONO app, users can simply send a message and receive instant responses.
This service works 24×7 and is designed to provide quick, secure, and hassle-free banking support.
Key Features of SBI WhatsApp Banking
Once registered, customers can access the following services:
✔ Account Services
- Check Account Balance
- Get Mini Statement (recent transactions)
- Receive Account Statement
✔ Loan & Deposit Information
- Home Loan details
- Car Loan information
- Personal Loan features
- Fixed Deposit & Recurring Deposit details
- Interest rate information
✔ Other Useful Services
- Pension slip download
- Loan interest certificate
- NRI account information
- ATM/Branch locator
- Banking forms download
- Bank holiday list
- Customer care and grievance support
Who Can Use SBI WhatsApp Banking?
The service is available for customers who have:
- Savings Account
- Current Account
- NRE/NRO Account
- CC/OD Account (for sole proprietors)
The mobile number used for WhatsApp must be registered with your SBI bank account.
How to Register for SBI WhatsApp Banking?
You can activate the service using two simple methods:
Method 1: SMS Registration
- From your registered mobile number, send SMS:
WAREG <space> Account Number - Send it to: +91 7208933148
- You will receive confirmation on WhatsApp after successful registration.
Method 2: Direct WhatsApp Activation
- Save the official SBI WhatsApp Banking number: +91 90226 90226
- Send “Hi” from your registered mobile number
- Follow the chatbot menu instructions
After activation, you can select options from the menu to access banking services.
How to Use SBI WhatsApp Banking?
Using the service is very simple:
- Open WhatsApp
- Send “Hi” to the official SBI number
- Select the service number shown in the menu
- Receive instant banking information
The chatbot responds automatically and provides quick results.
Is SBI WhatsApp Banking Safe?
Yes, SBI WhatsApp Banking is secure when used correctly. However, customers must follow these safety guidelines:
- Only use official SBI WhatsApp numbers
- Never share OTP, ATM PIN, or passwords
- Do not click on unknown links
- Always verify messages claiming to be from the bank
SBI never asks for confidential information via WhatsApp.
Benefits of SBI WhatsApp Banking
Here’s why customers prefer this service:
✔ 24/7 Availability
✔ No app installation required
✔ Fast and instant responses
✔ Easy for senior citizens
✔ Saves time and effort
✔ Completely free service
It is especially useful for customers who want quick account information without logging into digital banking platforms.
| SBI WhatsApp Banking No. | +91 90226 90226 |
| Official Website | click here |
Frequently Asked Questions (FAQs)
Q1. Is SBI WhatsApp Banking free?
Yes, the service is free for all SBI customers.
Q2. Can I transfer money through WhatsApp Banking?
Currently, the service mainly provides information-based services like balance and statements.
Q3. What if my number is not registered with SBI?
You must update your mobile number at your SBI branch to use WhatsApp Banking.
Q4. Is it available 24 hours?
Yes, the chatbot works 24×7.
